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How to Get Preapproved for a Mortgage: Your Essential Guide

A mortgage preapproval is an initial review of your finances to determine what you may qualify for when buying a home. It's an important step in the homebuying process as it shows sellers you're a serious buyer. Preapprovals are typically valid for 60-90 days. The process involves verifying your income, assets, and credit history. However, preapproval doesn't guarantee full approval, which also depends on the home you want to buy.

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