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Are FHA Loans Assumable? – The video provides a visually stimulating way of understanding it, but yes! You can either assume an existing FHA-insured loan… Read more Can I Use My VA Eligibility More Than Once? – Is it Possible to Use My VA Eligibility Multiple Times? Yes, you can provide that certain conditions are met. You… Read moreWhat Is The Debt-To-Income Ratio (DTI)? – Measuring your existing debts against your existing income is one part of a lender’s required assessment of your ability to… Read more
What Are VA Home Loans? – What Are VA Loans? As the video says, the name is misleading – they’re not loans FROM the VA. The… Read more What Are The Major Types Of VA Loans? – What Are The Major Types Of VA Loans? Major Veterans Affairs loan programs described in this video include: 1) Purchase… Read more What Is A Certificate of Eligibility, or COE? – What Is A Certificate of Eligibility, or COE? The COE is the key document that verifies to lenders that someone… Read more Who Is Exempt From The VA Funding Fee? – Who is NOT required to pay the VA funding fee? This video could save some veterans thousands. ‘VA loan applicants… Read more How Does Divorce Affect VA Loan Re-Eligibility? – How Does Divorce Affect VA Loan Re-Eligibility? This video highlights the rules. If a veteran with a spouse purchases a… Read more What Is A Construction Perm Loan? – Like the man says, a’blueprint is not a house – so conventional home mortgages don’t apply to construction projects. However,… Read more Does My Military Discharge Affect VA Loan Eligibility? – Does My Military Discharge Affect VA Loan Eligibility? As you’ll see in this video, discharge conditions can affect a veteran’s… Read more Can I Buy A Rental Property With A VA Loan? – Can I Buy A Rental Property With A VA Loan? As the video says – NO. Buying rental property may… Read more What Is An Escrow Account? Do I Need One? – As we show you in this video, an escrow account is an account, established by your lender, to set aside… Read more What Are 203(B) And 203(K) Loans? – The video puts this in more visual terms, but 203(b) is the most commonly used FHA program. It offers a… Read more How Can The FHA Assist Me In Buying A Home? – Remember these points from the video:the FHA works to make homeownership a possibility for more Americans. With the FHA, you… Read more What Are The Steps Involved In The FHA Loan Process? – The video puts this in more visual terms, but with the exception of a few additional forms the FHA loan… Read more How Does My Credit History Impact My Ability To Qualify? – The FHA is generally more flexible than conventional lenders in its qualifying guidelines. As we show you in this video,… Read more What Is The Debt-To-Income Ratio For FHA Loans? – Remember the pointers from this video: as of 2013, the FHA allows you to use 29% of your income towards… Read more